Project the future value of an investment combining an upfront amount with steady contributions, and see how much of the result is growth versus what you put in.
How it works
- Provide your starting lump sum investment.
- Select a contribution schedule (monthly, quarterly, yearly).
- Enter an expected rate of return to run the projection calculation.
Frequently asked questions
What return should I assume?
Broad stock-market averages are often modeled near 7 to 10 percent before inflation, but past performance does not guarantee future results.
Lump sum or regular investing?
This models both together. Regular investing (dollar-cost averaging) smooths out market-timing risk.
Are taxes included?
No, this is a pre-tax projection. Tax-advantaged accounts (401k, IRA) change the after-tax picture.