Project your 401(k) at retirement from your contribution rate, your employer match, expected returns, and annual raises, and see how much free money the match adds.
How it works
- Provide your salary and your personal contribution percentage.
- Enter your company's match rate and cap to maximize free money projections.
- Adjust return expectations and timeline to view your future projected balance.
Frequently asked questions
What is a typical employer match?
A common formula is 50 percent of contributions up to 6 percent of salary. Always contribute at least to the cap or you leave free money behind.
Is the return guaranteed?
No, it is an assumption. Historical stock averages are often cited near 7 percent after inflation, but real returns vary widely.
What about contribution limits?
The IRS caps annual 401(k) contributions and adjusts the limit yearly; check the current figure before maxing out.