Calculate both the future and present value of an annuity — a series of equal payments made at regular intervals, such as pension contributions or loan payments.
How it works
- Enter the regular monthly payment amount.
- Specify the interest rate and length of the annuity stream.
- Read the calculated Present Value and Future Value of the annuity contract.
Frequently asked questions
What is an annuity?
A sequence of equal periodic payments. Examples include rent, pension payouts, and loan installments.
Present vs future value of an annuity?
Present value is what the whole stream is worth today; future value is what it accumulates to at the end.
Is this an insurance annuity?
This computes the time-value math. Insurance annuity products add fees and guarantees beyond this calculation.