Self-Employment Tax Calculator

Estimate US self-employment (SECA) tax on your net business profit.

Quick answer: Free Self-Employment Tax Calculator. Estimate your SECA tax liability accurately and entirely locally based on your freelance net profit.

$
Self-employment tax$11,303.64
Quarterly estimated payment$2,825.91
Social Security portion$9,161.12
Medicare portion$2,142.52
Deductible half$5,651.82
Effective SE tax rate14.13%
NoteSE tax is on top of regular income tax. Deduct the employer-half from your AGI. Use IRS Schedule SE for your actual filing.

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Estimate your US self-employment tax (Social Security and Medicare for the self-employed) on your net business profit, including the deductible employer-equivalent portion.

How it works

  1. Input your final net self-employment profit for the year.
  2. The calculator processes the 15.3% base rate over the taxable 92.35% portion of the net.
  3. Review your estimated total self-employment tax and the half-deductible amount.

Frequently asked questions

Why is self-employment tax 15.3%?

Employees split FICA with their employer (7.65% each). The self-employed pay both halves — but can deduct the employer-equivalent half from taxable income.

Is this on top of income tax?

Yes — SE tax is separate from and in addition to federal and state income tax. Budget for both when setting aside money.

When do I pay it?

Through quarterly estimated tax payments to the IRS. The calculator shows a quarterly figure. Missing payments can trigger penalties.