Estimate the closing costs you'll pay as a buyer or seller, broken down by line item — origination fees, title insurance, prepaid items, and more.
How it works
- Enter the purchase price of the home.
- Enter the loan amount you are borrowing (if applicable).
- Select whether you are the Buyer or Seller to view the correct cost breakdown.
Frequently asked questions
Can closing costs be negotiated?
Yes — lender fees, some title fees, and in some markets, commission rates are negotiable. Compare Loan Estimates from multiple lenders.
Can I roll closing costs into the loan?
In some cases — lenders may offer "no-closing-cost" loans at a higher rate, or allow financing some fees into the loan balance. Ask your lender.
When will I get the exact figure?
Lenders are required to provide a Loan Estimate within 3 days of application and a Closing Disclosure 3 days before closing with final figures.