Net Worth Calculator

Add up assets and subtract liabilities to find your net worth.

Quick answer: Calculate your Net Worth online safely. An entirely private calculator tracking your assets and liabilities to show your true financial position.

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Net worth$121,000
Total assets$330,000
Total liabilities$209,000
Debt-to-asset ratio63.3%

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Calculate your net worth — everything you own minus everything you owe — the single clearest snapshot of your financial position.

How it works

  1. Fill out the values of your current assets (cash, property, investments).
  2. Fill out the values of your liabilities (mortgages, loans, debts).
  3. The calculator subtracts liabilities from assets to display your net worth.

Frequently asked questions

What counts as an asset?

Anything with cash value you own: bank balances, investments, property, vehicles, and valuables.

Should I include my home?

Yes — list its market value as an asset and the mortgage as a liability. The difference is your home equity.

Is negative net worth bad?

Common early in life (student loans, mortgages). What matters is the trend over time.

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